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With reference to ‘Pradhan MantriFasalBimaYojana', consider the following statements:

1. Under this scheme, farmers will have to pay a uniform premium of two percent for any crop they cultivate in any season of the year.
2. This scheme covers post-harvest losses arising out of cyclones and unseasonal rains.

Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2



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Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), there is a premium rate for farmers. They are required to pay a premium of 2% for all Kharif crops (summer crops) and 1.5% for all Rabi crops (winter crops).

Regarding statement 2, the PMFBY primarily covers crop losses during the crop growing season due to various natural calamities such as drought, flood, cyclone, pest attacks, etc. It does not specifically cover post-harvest losses arising from events like cyclones and unseasonal rains.


How was this explanation?

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